If you’ve fallen behind on your property taxes, you might start hearing about tax liens—and it’s not something to ignore. In Florida, counties like Escambia and Santa Rosa don’t waste time when it comes to collecting unpaid property taxes.
But here’s the good news: you can still sell your house—even with a tax lien in place—and Moe Buys Homes is here to help.
Let’s break down what tax liens are, how they work in Florida, and what your best options are before your house gets auctioned off.
📍 What Is a Tax Lien?
A tax lien is a legal claim placed on your property by the county when you fall behind on your property taxes. It’s the government’s way of saying: “We’ll get our money—one way or another.”
In Escambia County and across Florida, tax liens are sold to investors at auction. The longer you wait, the more interest and penalties add up—and the closer you get to losing your home in a tax deed sale.
🔁 How the Florida Tax Lien Process Works
Here’s what usually happens:
- You miss a property tax payment
- The county files a tax lien certificate and sells it at public auction
- An investor buys the lien and pays your back taxes to the county
- You now owe the investor—not the county—with interest
- After 2+ years, the investor can request a tax deed sale to take ownership of your property
That means if you do nothing, your house could be sold at auction without your permission.
⚠️ Warning Signs You’re at Risk
If you’re not sure where you stand, look for these red flags:
- You’ve received letters from the Escambia County Tax Collector
- You owe property taxes from the previous year or earlier
- You see your property listed on a tax lien sale website
- A lien certificate was recently issued in your name
- You’ve been notified of a pending tax deed sale
If any of these apply, you still have time to act—but the window is closing.
🏠 Can You Sell a House With a Tax Lien?
Yes. And you absolutely should—before the county sells it for you.
Here’s how it works with Moe Buys Homes:
- We’ll make a fair cash offer, even with a lien
- Our title company will pay off the lien at closing
- You walk away with the remaining equity
- No showings. No agents. No stress.
We help homeowners avoid losing everything to the county. Even if you’re just days away from the tax deed sale, we may be able to step in.
📌 Real Story: Tax Lien Saved in Time in Pensacola
One homeowner in Northwest Pensacola fell two years behind on taxes after a job loss. A lien certificate had already been sold, and the investor filed for a tax deed sale.
She called us with 12 days left before the auction.
We contacted the county, got a payoff amount, closed in 9 days, and she walked away with cash instead of losing her home for nothing.
“I didn’t even know I could still sell the house. Moe Buys Homes saved me from losing everything.”
✅ Why Sellers Trust Moe Buys Homes
- Local buyer based in Pensacola
- We’ve helped dozens of homeowners avoid foreclosure or tax auctions
- No commissions, repairs, or waiting
- We handle all paperwork and communication with the county
- Close in 7–14 days or on your timeline
🏁 Don’t Let the County Take Your Home—Sell It Before It’s Too Late
If you’re facing a tax lien or know someone who is, you don’t have to panic or give up. At Moe Buys Homes, we offer a way out—fast, fair, and stress-free.
👉 Get Your Free Cash Offer Now
📞 Or call us at (251)299-9632