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HURRICANE-DAMAGED HOUSE IN FLORIDA: WHAT TO DO WHEN REPAIRS ARE OUT OF REACH

Living in Florida means sunshine, beaches—and hurricanes. When a major storm hits, it can leave homes flooded, wind-torn, and unlivable. If you’re staring at a property battered by a hurricane, the idea of spending tens of thousands on repairs can feel impossible.

You’re not alone. At Moe Buys Homes, we help Florida homeowners who need to sell hurricane-damaged houses fast and as-is, with no stress and no cleanup required.


In places like Pensacola, Milton, and along Florida’s Gulf Coast, storm damage is unfortunately a part of life. Whether it’s from Hurricane Sally, Ian, or the next one on the list, storms leave more than just debris in their wake.

Common hurricane-related damage includes:

  • Roof leaks or full roof loss
  • Flooded drywall, insulation, and flooring
  • Mold and mildew
  • Damaged plumbing or HVAC systems
  • Foundation cracks
  • Electrical hazards

Even if your insurance covers some of the cost, delays, claim denials, and underpayments are incredibly common.


Rebuilding isn’t always worth it. Many homeowners are shocked to learn that:

  • Contractors may quote $30K to $80K or more in storm damage repairs
  • Materials shortages and labor delays can add months to the timeline
  • Insurance claims often cover just a portion of the actual damage
  • Some insurers drop your coverage after a large claim—or raise your premiums

If you’re thinking, “I can’t afford to fix this,” you’re not alone. Thousands of Florida homeowners face the same problem after every major storm.


Time is not on your side when your home is storm-damaged. The longer you wait:

  • Mold spreads and becomes more expensive to remediate
  • Insurance deadlines may expire
  • Code violations and city liens may be issued
  • The property continues to lose value
  • You stay stuck paying mortgage, taxes, and insurance on an unlivable home

Yes, even with storm damage, water intrusion, or active mold, you can sell your Florida home. At Moe Buys Homes, we make that easy.

We specialize in buying properties that:

  • Were damaged by hurricanes or storms
  • Have active insurance claims
  • Need major repairs or are unsafe to live in
  • Are vacant or inherited and too costly to maintain

We buy homes as-is—no cleaning, no repairs, and no agent commissions.


  1. Contact us
    Tell us about the damage. No obligation. No pressure.
  2. Get a cash offer
    We’ll assess your home and give you a fair offer within 24–48 hours.
  3. We handle the paperwork
    No back-and-forth, no surprises. We work with insurance claims, liens, or title issues.
  4. Close on your terms
    Need to sell in a week? Need time to relocate? You choose the date.
  5. Walk away with peace of mind
    We pay all typical closing costs, so what we offer is what you keep.

We help sellers all across Northwest Florida, including:


After Hurricane Sally, Mark’s home in Pensacola had roof damage, mold behind the walls, and a failed HVAC system. His insurance paid out only a portion—and the quotes to fix everything were overwhelming.

He contacted Moe Buys Homes. Within 48 hours, he had a cash offer. We closed in 10 days, handled the paperwork, and helped him walk away without making a single repair.

“I didn’t think anyone would buy my house after what the storm did to it. Moe Buys Homes made it simple. I’m grateful I called.”


If your Florida home has been hit by a hurricane and you can’t (or don’t want to) fix it, you have options. We’re here, sell it fast, skip the repairs, and move forward with confidence.

👉 Get Your Free Cash Offer Now
📞 Or call us today at (251) 299-9632


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