When you’re thinking about selling your home, the first thing that comes to mind is likely the sale price. But what many homeowners don’t realize until they’re knee-deep in the process is just how many extra costs come with a traditional sale. From realtor commissions to closing fees and unexpected charges, these expenses can quickly eat into your profits.
If you’re a homeowner in Pensacola looking to sell, here’s what you should know about the true costs involved and why working with a local home buyer like Moe Buys Homes can be a smarter financial choice.
1. Realtor Commissions (5–6%)
One of the largest costs is the real estate agent’s commission, typically split between the buyer’s and seller’s agents. This usually amounts to 5–6% of the final sale price. So, if you sell your home for $300,000, you could be paying up to $18,000 in agent fees alone.
With Moe Buys Homes: There are no agent commissions. We buy directly from you—no middleman.
2. Closing Costs (1–3%)
Closing costs can include:
- Title insurance
- Attorney fees
- Escrow fees
- Recording fees
- Transfer taxes
In total, you can expect to pay 1–3% of the sale price in closing costs. These are often negotiable, but sellers in Florida often foot the bill.
With Moe Buys Homes: We cover all closing costs, saving you thousands at the closing table.
3. Repairs and Renovations
Before listing your home, you might need to:
- Replace worn-out flooring
- Fix roof leaks or plumbing issues
- Repaint walls
- Update outdated kitchens or bathrooms
These updates can cost anywhere from a few hundred to tens of thousands of dollars, depending on the condition of your home.
With Moe Buys Homes: We buy houses as-is—no repairs, cleaning, or prep work required.
4. Staging and Photography
To make your home market-ready, sellers often invest in staging and professional photography. These help attract buyers online and during showings but can cost $500–$2,000 or more.
With Moe Buys Homes: Skip the staging—we’re ready to buy no matter how your home looks.
5. Holding Costs
If your home doesn’t sell quickly, you’re still on the hook for:
- Mortgage payments
- Property taxes
- Insurance
- Utilities
- HOA dues
In Pensacola’s fluctuating market, homes can sit for 30–90+ days, increasing your monthly expenses.
With Moe Buys Homes: We can close in as little as 7 days, helping you avoid ongoing costs.
6. Unexpected Fees
These could include:
- Home inspection repairs requested by the buyer
- Appraisal issues
- Loan delays
- Buyer backing out
Any of these can result in price reductions, repair credits, or relisting costs.
With Moe Buys Homes: We offer guaranteed cash offers—no financing fall-throughs or surprises.
Final Thoughts: Keep More Money in Your Pocket
Selling a home the traditional way can cost you 10% or more of your home’s value before you even see a dime. If you’re ready to sell quickly and keep more of your hard-earned money, Moe Buys Homes is here to help.
We’re local to Pensacola, offer cash offers, pay closing costs, and charge zero fees. Skip the stress, avoid the middlemen, and sell on your terms.
Want a no-obligation cash offer for your home?